Aed 200 Classroom Mgmt Paper - 1027 Words

Assignment: Classroom Management Paper June 6, 2010 Aaronita J Morgan AED/200 Instructor: Junett Johnston The principles of behaviorism can be useful in facilitating learning within the classroom. Behaviorism offers a particular perspective on how learning occurs and how teaching impacts that process. B.F. Skinner argued that, â€Å"A behavior is more likely to reoccur if it has been reinforced or rewarded. Thus reinforcement can be used to strengthen existing behaviors, as well as learn new ones. Principles of behaviorism can be used for classroom management.† (The Office for Teaching and Learning Newsletter December 2002, Volume 7, No. 2). Behaviorist theory of education has proven to be the most effective†¦show more content†¦It is my opinion that a behaviorist theory of education will work best with the age group that I desire to teach, my goal is to become an teacher in early childhood development. After observation, research, and analyzing, I feel that younger children need organization in their education. The constructivist theory of education will not be as effective in this area. REFERENCES: Constructivism in Teacher Education: Considerations for Those Who Would Link Practice to Theory. ERIC Digest. (MacKinnon Scarff-Seatter, 1997). Retrieved June 6, 2010 from http://www.ericdigests.org/1999-3/theory.htm Psychology of learning for instruction (2nd ed.). Boston: Allyn and Bacon. Retrieved June 6, 2010 from http://www.pearsonhighered.com/educator/academic/product/0,,0205375197,00+en- USS_01DBC.html Prevention and Remediation of Classroom Behavior Problems, Alberto and Troutman, 2003. Retrieved June 6, 2010 from http://www.coe.uga.edu/syllabus/epsy/EPSY4310_6310_mlease_sp05.pdf The Office for Teaching and Learning Newsletter December 2002, (Volume 7, No. 2). Retrieved June 6,

The Effects Of Divorce On Children s Development

Family is an important structure within society. The word family may be defined in various ways: you may define it as a group of close friends who you genuinely care for and trust, or as a group of people who are related by the blood which runs through their veins. In this country, we see all types of families. The traditional nuclear family consists of – a father, mother, and children. However, currently this is not always the case. Divorce rates have risen over the years, breaking the nuclear family; unfortunately, this event can affect children’s development. Gary Peterson and Kevin Bush mention the conclusion of – children benefiting from two-parent families rather than single-parent families (499). This can be proven when we notice†¦show more content†¦They tend to internalize and sometimes externalize their feelings. Some common immediate reactions are: fear, anger, sadness, fear of abandonment, denial, and imaging reconciliation between parents (M cwhorter 12). An example of this can be found on the first page of the article ‘Preparation and a Gift Help the Transition,’ when it states â€Å"Children often misinterpret and blame themselves for stressful situations.† Divorce can be a very stressful meanwhile young children tend to blame themselves for the whole situation; most of them believe that it’s their fault that their parents were fighting. Of course, this is not true in many divorce cases, yet it is commonly seen because they try to find someone to blame. This can be a way of coping with the idea of their parents divorce. We can study the short terms effects divorce has better when we observe younger children. This term, younger children, can be broken down into two different categories: preschool age, toddlers, and school age.Common short term effect we see in preschool children, are: the tendency to have behavioral and withdrawal problems. For school-age children are frequently seen as hav ing academic problems and experience feelings of fear, worries, sadness, and lost (Clarke-Stewart Brentano 130). There are more differences between the children’s reactions. Preschool children are usually very young and sometimes can’t remember what has happened before the divorce, but

Sample on Market Structure In Australian Banking Industry

Question: Discuss about the Market Structure in Australian Banking Industry. Answer: Introduction: Market structure is the nature of competition that exists between the firms in an industry. Oligopoly and monopolistic competition are the most common market structures that exist in the Australian market. Banking is one of the most important industries in Australia and oligopoly exists in this industry with only four big firms dominating the industry. Oligopoly is a market structure where a small number of firms have a larger share of the market and hence they dominate the market. This makes entry and exit of firms really difficult in such type of a market structure. Oligopoly is very similar to monopoly except that instead of only one firm; two or three firms dominate the market. The products produced in an oligopoly market could be homogeneous or differentiated. The banking industry in Australia is a very good example of oligopoly market structure. There are four major institutions which account for 85% of the total banking industry and include National Australian Bank (NAB), Commonwealth Bank (CBA), Australia and New Zealand Banking Group (ANZ) and Westpac (WBC). The total market capitalization of these institutions is 5 times the market cap of the remaining banks, mutual funds and other institutions of the industry. (KPMG, 2011) Cartel Arrangement in Australian Banks The big four financial institutions have formed kind of a cartel arrangement. This is because the majority shareholders of all the four banks are the same and hence they have common interests in all four banks. The aim of a shareholder is to maximise profit which is possible if the banks act as a monopoly but since here there are four banks, a cartel type of arrangement will be made to maximise the shareholder profits. (Varian, 2010). The major shareholding in these banks constitute of HSBC, Citibank and JP Morgan Chase. As a result of this cartel arrangement, there are barriers to entry in the banking industry, in fact Australian banking industry is known to have the highest barriers to entry and it is impossible for a new entrant to compete with the bigger players without a minimum cost and risk. Due to the cartel arrangement, there is very low competition pressure which is evident from the fact that the banks could easily escape the passing of interest rate cuts in full to the borrowers in 2012. Also these banks have wider interest margins and have lower costs which make them even more profitable. The banks enjoy support from the government and hence are able to dominate the industry on regulations basis. (Yeates, 2013) Market Concentration Competitiveness in a market can be determined by a method called HHI (Herfindhal- Hirschman Index. HHI measures a firms size in relation to the industry and the competition between those firms. The HHI ranges from 0 to 1. A higher HHI indicates concentration of power and less competition and vice versa. A market with a HHI of 0.18 or more is considered highly concentrated and a HHI of 0.1 or more as concentrated. (Bikker, Haaf, 2002). The Australian banking industry had HHI between 1000- 1500 till 2010 and as such can be regarded as concentrated. The market concentration has increased over the years due to acquisition activities undertaken by big banks including CBA and Westpac. (Harms, 2010) Effects of Market Concentration Market concentration has effects on various aspects of the economy which include the profitability of the bank, the economic efficiency, financial and economic stability of the country. The effects of an increased market concentration are that there is decrease in competition which results in market inefficiencies. Due to absence of competition among the big banks, a dead weight loss occurs. Due to concentration, the firms behave more like a monopoly where all four firms act as one and charge similar interest rates. This leads to creation of more producer surplus than consumer surplus and hence is not good for the society. These banks had increased the lending rates particularly for housing loans more than RBAs official cut rate in 2010 as a result of this dominance and the customers accepted the same because they have no other banks to go to. The four banks have also adopted a four pillar policy according to which there is restriction of merger or acquisition of banks by each other. The four pillar policy along with the monopolistic nature of competition further leads to reduced competition among the four firms and as such there is a greater dead weight loss that the society suffers. The profitability of the banks also increases due to market concentration. All the consumers of Australia blindly have faith in the big four banks and thus would accept low interest rates on their deposits and increased interest rates on loans. This increases the interest spread and hence banks profitability. During end of 2007 when global financial crisis had hit the world, the Australian economy could pass as a stable economy due to the policy regulations of these big 4 banks, the financial stability was maintained. This is also one of the reasons why market concentration has been accepted by the government of Australia. However, in order to eliminate the market inefficiencies which is a direct loss to the consumer, it is necessary an external pressure is applied to these banks to increase consumer surplus by increasing competition between these firms. The external pressure can be applied by the government, mutual banks or credit unions. Conclusion Regulation of big banks by the external forces is one way to increase economic efficiencies. Another could be to reduce the market concentration. This is not possible with the existing domestic banks as they are too small in size to compete with the big banks; however entry of global banks which are bigger in size could reduce the market concentration as they will not be bonded by the four pillars policy. However, the government should address one issue i.e. the protection of the Australian consumers in case these foreign banks fail. (Davis, 2007) Also the big banks should compete for price where they would compete to get a larger market share and higher profits, in such case pareteo efficiency will be achieved. References KPMG, (2011), Building Societies and Credit Unions, KPMG Varian, R. (2010), Intermediate Microeconomics, 8th edition, New York: W.W. Norton and Company Yeates, C., (2013), Banks Make $71 Million Profit a Day, The Sydney Morning Herald, accessed online on 8thAugust,2016,available at https://www.smh.com.au/business/banks-make-71-million-profit--a-day-20130623-2oqrw.html Harms, S.K., (2010), Market Concentration in the Banking Sector- Household Loans, Parliament of Australia, accessed online on 8th August, 2016, available at https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/FlagPost/2010/November/Market_concentration_in_the_banking_sector_-_household_loans Bikker, J.A., Haaf, K., (2002), Measures of Competition and Concentration in the Banking Industry: A Review of the Literature, Economic Financial Modelling, summer 2002 Davis, K., (2007), Banking Concentration, Financial Stability and Public Policy, Reserve Bank of Australia Conference, August 2007

Australia and World War 2 essays

Australia and World War 2 essays Before World War Two, Australia had a strong relationship with Britain and a satisfactory relationship with America but during World War 2 both relationships changed considerably. Britain being a mother country to Australia, Australia had always looked toward Britain for knowledge and advice, so when Britain declared war upon Germany Australia was sure to follow. In Robert Menziess war speech, he proudly acknowledged that he believed that Britain was righteous and that they are supported by the unconquerable spirit of man himself and that the rights of independent people to live their own lives, honest dealing, peaceful settlement of differences and honouring of international obligations were all at stake. Australian troops were sent to Africa to train almost immediately, for 8 months Australian troops had not encountered any battles but Australia had done little to improve their situations for they believed in Britain and what she told them to do. Eventually Britain called upon Australia to defend and to drive back the opposing forces. Australias relationship with Britain was still strong. The first major change between Britain and Australias relationship took place in 1942. Japan with its intentions to expand and the majority of the worlds power occupied in the European war began its campaign, expanding south into the pacific Japan encountered the naval base of Singapore because the base of Singapore was under Britains control, Australia did not fear the Japanese and felt that it was sufficient enough not to recall its troops to defend Singapore, instead Singapore was supported by the remainder of the Australian troops. With the Australian supporting the British who were defending Singapore, Australians believed Singapore was invincible, so when Singapore fell to the Japanese; Australians awakened to a rude shock; Britain was not a strong as Australian believed to be. The realiza ...

IFRS vs GAAP †Equity Accounts Essays

IFRS vs GAAP – Equity Accounts Essays IFRS vs GAAP – Equity Accounts Essay IFRS vs GAAP – Equity Accounts Essay In discoursing Equity Accounting criterions of GAAP and IFRS we specifically look at Stockholders’ equity in respect to corporations. Of class there are many differences in linguistic communication ; nevertheless. we will reexamine some major differences in accounting criterions with regard to Equity histories. There is a glowering difference in the two methods with respects to Distributions to Owners. Under US GAAP. ignoring dividends paid on unallocated portions ( Employee Stock Ownership Plans ) . revenue enhancement benefits can be received. It follows that the revenue enhancement disbursal is reduced and no allotment is made in shareholders equity. The IFRS impose regulations where entities must cut down equity histories for the sum of any distribution. cyberspace of revenue enhancement benefits. To lucubrate. a company under GAAP pays 1 million dollars into pensions and 200 1000 would be the nonexempt sum. It would cut down the stock holder’s equity by 1 million ; the 200 1000 would recognition the revenue enhancement disbursal. A company under IFRS would describe 800 thousand as a debit to the equity history. with no revenue enhancement liability. A broader subject is the issue of equity instruments which includes stock. Minor differences related to stock are discernible in linguistics. or history rubrics. GAAP histories are labelled Common Stock and IFRS histories are labeled Share Capital. One important difference in accounting methods occurs in the presentation of increasing equity. specifically in respect to publishing stock. An IFRS entity may describe Par value and nominal value individually in its equity history. There are some other differences in the accounting patterns of IFRS and GAAP to do note of in respect to equity histories. One difference is the recording of alterations in equity. The IFRS implements a fiscal statement for this specific known as the. Statement of alterations in Equity. The statement shows more than merely alterations. First. the statement reports net incomes or loss ; what follows are incomes or disbursal titled other comprehensive income. Last. the statement shows alterations in accounting policies and the fiscal effects incurred as a consequence. It’s used for conformity with IFRS accounting policies. estimations and mistake regulations. US GAAP does non necessitate a separate fiscal statement and can enter alterations merely in the notes of fiscal statements.

Article analysis summary Essay Example | Topics and Well Written Essays - 250 words

Article analysis summary - Essay Example How can health services be efficiently financed in the USA? What are the best practices in health services management in the USA? The research study will apply quantitative techniques. Data is collected through questionnaires, interviews, and secondary sources like health journals. Data recording was done in tables, and voice recorders. Data analysis was conducted through statistical measures, charts and graphs. Presentation of findings was done through presentations and reports. The sampling was conducted through random sampling method. 30 states were selected, and 10 health facilities were selected in each of the states, at random. Representatives of both private and public sector were included; each state had 5 private health facilities and 5 public health facilities. Therefore, the sample size is 300 health facilities spread across the USA. Data analysis leads to several results. 65% of the healthcare financing is got from programs like Medicare, Veterans Health Association, Medicaid and TRICARE. Health insurance by public employees is catered for by the government. Other segments of population have private health insurance providers, and some are uninsured. The main strength of this article is that it analyzes health care provision in both the private sector and the public sector. This ensures easy comparison of health care effectiveness in both sectors. The main weakness of this research article is that the sample size is small. 300 health facilities represent a very small proportion of the population; total number of hospitals in the USA. Healthcare facilities in the USA are mostly owned and managed by the private sector. 62% of the health centers are non-profit. 20% of the centres are owned by the government, public. 18% of the health centers are for profit (Mahar,

Labor Law group project individual Essay Example | Topics and Well Written Essays - 250 words

Labor Law group project individual - Essay Example This has led to the awareness of rights and equality among all citizens of America. Seemingly, the employers are also careful when it comes to treatment and opportunity for individuals with disabilities. One evident case where ADA was implied is the Bates v. UPS case. According to the case and implication of ADA law, UPS was charged with $5.8 million dollar. The reason behind it was UPS was not able to work to remove the barriers in terms of communication among deaf people. Secondly, the information regarding bonus and funds was not shared with the individuals having disabilities. With the help of ADA law, the workers with deaf and hearing problems took actions against the UPS (Shrock and Coscarelli). Another case which makes the effects of ADA to be more effective was the case between Paralyzed Veterans of America (or "PVA") v. Ellerbe Becket Architects and Engineers where the Ellerbe Becket were not able to provide the wheelchair facilities to the event design (Preiser and